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State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Hardship License SR-22 Insurance & Court FilingAlabama hardship licenses require SR-22 with 25/50/25 minimums, court hearing, and 90-day DUI wait. Average cost: $145–$210/mo. See carriers that write restricted license coverage.→
Alaska cityscape and street view
Alaska Limited License SR-22 Insurance & RatesAlaska requires 50/100/25 SR-22 filing for limited work licenses. Monthly premiums range $140–$220. See carrier options and application steps.→
Arizona cityscape and street view
Arizona Hardship License Insurance Costs & SR-22 RequirementsArizona requires 25/50/15 SR-22 for restricted licenses after suspension. Hardship license insurance costs $85–$210/mo. See what Arizona MVD requires.→
Arkansas cityscape and street view
Arkansas Hardship License SR-22 Insurance Costs & RulesArkansas requires 25/50/25 liability with SR-22 for hardship licenses after DUI or suspension. Rates run $140–$220/mo. Apply through circuit court after 30-day wait.→
California cityscape and street view
California Restricted License Insurance Rates & SR-22California requires 15/30/5 minimum liability plus SR-22 filing for restricted license approval after suspension. Rates run $140–$220/mo. See carrier options and DMV requirements.→
Colorado cityscape and street view
Colorado Restricted License SR-22 Rates & RequirementsColorado requires 25/50/15 minimums with SR-22 for restricted licenses. Average cost runs $140–$220/mo. See DMV requirements and carrier options.→
Connecticut cityscape and street view
Connecticut Hardship License SR-22 Insurance & CostsConnecticut requires 3-year SR-22 filing for hardship licenses. Monthly premiums run $140–$220 for restricted license coverage. See application requirements and carrier options.→
Delaware cityscape and street view
Delaware Hardship License SR-22 Insurance Rates & How to ApplyDelaware requires SR-22 with 25/50/10 minimums for hardship license eligibility. Court petition takes 45–90 days. See what SR-22 carriers charge in Delaware.→
Florida cityscape and street view
Florida Hardship License Insurance | SR-22 Cost & RulesFlorida hardship licenses require SR-22 with 10/20/10 minimums. Most DUI hardship drivers pay $180–$280/mo. See filing rules, approved carriers, and IID requirements.→
Georgia cityscape and street view
Georgia Hardship License SR-22 Insurance & CostsGeorgia hardship licenses require SR-22 with 25/50/25 minimums. Premiums run $140–$220/mo for restricted license holders. Court approval and ignition interlock often required.→
Hawaii cityscape and street view
Hawaii Provisional License SR-22 Insurance Costs & RulesHawaii provisional license requires SR-22, 30-day wait, work-only approval. Monthly premiums $140–$220. Apply through Motor Vehicle Safety Office with employer proof.→
Idaho cityscape and street view
Idaho Work Permit Insurance: SR-22 Rates & RequirementsIdaho requires 25/50/15 liability with SR-22 for restricted driving privileges. Court approval takes 14–30 days. See work permit insurance costs and carrier options.→
Illinois cityscape and street view
Illinois Occupational License Insurance & SR-22 CostsIllinois requires 25/50/20 SR-22 coverage to petition for an occupational license after DUI. Rates run $140–$380/mo. See court filing requirements.→
Indiana cityscape and street view
Indiana Occupational License SR-22 Insurance & CostsIndiana requires 25/50/25 liability and SR-22 filing for occupational licenses. Most drivers pay $140–$220/mo. See Indiana BMV requirements and carrier options.→
Iowa cityscape and street view
Iowa Work Permit Insurance & SR-22 After SuspensionIowa work permits require 20/40/15 SR-22 coverage and Iowa DOT approval. Non-standard carriers charge $90–$160/mo. See what you need to drive legally.→
Kansas cityscape and street view
Kansas Work Permit Insurance & SR-22 Costs | Rates & CoverageKansas work permit insurance with SR-22 filing costs $140–$220/mo. State requires 25/50/25 minimums. See carrier options, filing requirements, and work permit restrictions.→
Kentucky cityscape and street view
Kentucky Hardship License SR-22 Insurance & Court PetitionKentucky requires 25/50/25 SR-22 coverage and court petition for hardship licenses. Average cost: $140–$220/mo. Learn eligibility, filing process, and approved carriers.→
Louisiana cityscape and street view
Louisiana Hardship License Insurance & SR-22 CostsLouisiana requires 15/30/25 liability with SR-22 for hardship licenses. Most suspended drivers pay $140–$220/mo. See carriers, costs, and filing rules.→
Maine cityscape and street view
Maine Conditional License SR-22 Insurance After DUIMaine requires 50/100/25 minimums and SR-22 filing for conditional licenses after suspension. Most drivers pay $140–$220/mo. See Maine rates.→
Maryland cityscape and street view
Maryland Hardship License SR-22 Insurance Cost & FilingMaryland requires SR-22 filing with 30/60/15 minimums for Ignition Interlock Program eligibility after DUI. Average cost $140–$220/mo. See work-license requirements.→
Massachusetts cityscape and street view
Massachusetts Hardship License Insurance & SR-22 CostsMassachusetts requires 20/40/5 liability with SR-22 filing for hardship licenses. Average premium: $180–$280/mo. See Registry requirements and carrier options.→
Michigan cityscape and street view
Michigan Occupational License Insurance: Rates & SR-22Michigan requires 20/40/10 minimum liability and SR-22 filing for occupational licenses. Most pay $130–$190/mo. See carriers that write restricted license coverage.→
Minnesota cityscape and street view
Minnesota Limited License SR-22 Insurance — Costs & CarriersMinnesota SR-22 with 30/60/10 minimums runs $140–$220/mo for limited license holders. Most suspensions require 3-year filing. See costs and carriers.→
Mississippi cityscape and street view
Mississippi Hardship License Insurance & SR-22 CostsMississippi requires 25/50/25 liability with SR-22 for hardship license approval. Most pay $110–$185/mo. Court petition required — no DMV path available.→
Missouri cityscape and street view
Missouri Work Permit Insurance & SR-22 Filing GuideMissouri requires 25/50/25 liability with SR-22 for Limited Driving Privilege after suspension. Rates run $145–$220/mo through non-standard carriers. See what Missouri courts require.→
Montana cityscape and street view
Montana Hardship License SR-22 | Rates & RequirementsMontana hardship licenses require SR-22 with 25/50/20 minimums. Most suspended drivers pay $140–$210/mo. See what Montana MVD requires.→
North Carolina cityscape and street view
NC Hardship License Insurance: SR-22 Rates & RequirementsNorth Carolina hardship licenses require SR-22 filing and 30/60/25 liability minimums. Monthly premiums run $140–$220. See carriers, costs, and DMV requirements.→
North Dakota cityscape and street view
ND Work Permit License & SR-22 Insurance CostsNorth Dakota work permits require SR-22 filing and 25/50/25 liability minimums. Most restricted license holders pay $140–$220/mo. See carriers and application steps.→
Nebraska cityscape and street view
Nebraska Work Permit SR-22 Insurance Rates & RequirementsNebraska requires 25/50/25 liability and 3-year SR-22 filing for work permits after DUI. Average rates: $115–$180/mo. See carriers that write restricted-license drivers.→
Nevada cityscape and street view
Nevada Hardship License SR-22 Insurance Rates & RulesNevada requires 25/50/20 SR-22 filing for restricted licenses. Most pay $150–$240/mo for 3-year filing period. See carriers, costs, and DMV rules.→
New Hampshire cityscape and street view
New Hampshire Hardship License SR-22 Insurance RatesNew Hampshire requires 25/50/25 liability and SR-22 filing for hardship license approval. Monthly premiums run $140–$220 for work-restricted drivers. See what New Hampshire requires.→
New Jersey cityscape and street view
New Jersey Hardship License SR-22 Insurance Rates & FilingNew Jersey requires 15/30/5 liability and SR-22 filing for Special Learner's Permits. Drivers pay $140–$220/mo typically. See what the MVC requires.→
New Mexico cityscape and street view
NM Hardship License Insurance & SR-22 Cost | New MexicoNew Mexico hardship license SR-22 costs $140–$220/mo with 25/50/10 minimums. Court petition required after 30-day wait. See NM-approved carriers.→
New York cityscape and street view
NY Conditional License Insurance & SR-22 | $150–$220/moNew York requires 25/50/10 minimum liability with SR-22 filing for conditional license approval. Premiums run $150–$220/mo for DUI and suspension cases. See NY requirements.→
Ohio cityscape and street view
Ohio Occupational License SR-22 Insurance & CostsOhio requires 25/50/25 SR-22 filing for occupational license holders. Monthly premiums run $130–$190. See court process, filing duration, and carrier options.→
Oklahoma cityscape and street view
Oklahoma Hardship License Insurance + SR-22 RequirementsOklahoma requires 25/50/25 liability with SR-22 for hardship license approval. Costs run $140–$220/mo post-DUI. See what Oklahoma DPS requires.→
Oregon cityscape and street view
Oregon Restricted License SR-22 Insurance Costs & FilingOregon requires 25/50/20 SR-22 for restricted licenses after DUI suspension. Average cost: $140–$220/mo. Learn DMV filing steps and carrier options.→
Pennsylvania cityscape and street view
PA Occupational Limited License Insurance & SR-22 RatesPennsylvania requires 15/30/5 liability and SR-22 filing for an Occupational Limited License. Most drivers pay $120–$190/mo. See what you need to qualify.→
Rhode Island cityscape and street view
Rhode Island Hardship License SR-22 Insurance & CostsRhode Island requires 25/50/25 SR-22 coverage for hardship licenses. Most pay $140–$220/mo. See what the Division of Motor Vehicles requires.→
South Carolina cityscape and street view
SC Hardship License Insurance Cost & SR-22 RequirementsSouth Carolina hardship licenses require 25/50/25 liability and 3-year SR-22 filing. Average cost: $140–$210/mo. See DMV requirements and carriers.→
South Dakota cityscape and street view
South Dakota Work Permit SR-22 Rates & RequirementsSouth Dakota requires 25/50/25 SR-22 for work permits after suspension. Rates run $140–$220/mo. See requirements, costs, and carrier options.→
Tennessee cityscape and street view
Tennessee Hardship License Insurance & SR-22 CostsTennessee requires 25/50/25 SR-22 for hardship licenses after DUI. Average cost: $120–$180/mo. See work-license filing rules and carrier options.→
Texas cityscape and street view
Texas Hardship License SR-22 Insurance Rates & RulesTexas requires 30/60/25 liability and SR-22 filing for occupational licenses. Monthly premiums run $140–$220 for high-risk drivers. See what Texas DPS requires.→
Utah cityscape and street view
Utah Hardship License Insurance: SR-22 Rates & CoverageUtah requires SR-22 with 25/65/15 minimums for hardship license eligibility. Rates run $110–$180/mo. See carriers, filing rules, and approved-hour restrictions.→
Vermont cityscape and street view
Vermont Restricted License Insurance & SR-22 FilingVermont requires 25/50/10 minimum liability and SR-22 filing for hardship licenses. Insurance with SR-22 runs $140–$220/mo. See carrier options.→
Virginia cityscape and street view
Virginia Hardship License SR-22 Insurance Costs & FilingVirginia restricted license requires SR-22 with 25/50/20 minimums for 36 months. Rates run $90–$180/mo. See hardship petition requirements and costs.→
Washington cityscape and street view
Washington Restricted License SR-22 Insurance & CostsWashington requires 25/50/10 SR-22 coverage for restricted licenses. Monthly premiums run $140–$220 for minimum compliance. See eligibility, costs, and carrier options.→
Wisconsin cityscape and street view
Wisconsin Occupational License SR-22 Insurance Costs & FilingWisconsin occupational licenses require SR-22 filing with 25/50/10 minimums for 3 years. Monthly premiums run $180–$280. See carrier options and approval timeline.→
West Virginia cityscape and street view
WV Hardship License Insurance & SR-22 Costs | Work PermitWest Virginia hardship license requires SR-22 with 25/50/25 minimums. Most drivers pay $95–$165/mo. See what the Division of Motor Vehicles requires for approval.→
Wyoming cityscape and street view
Wyoming Hardship License SR-22 Insurance Cost & RequirementsWyoming requires SR-22 with 25/50/20 minimums for hardship licenses. Average cost: $140–$220/mo. Find carriers, application steps, and reinstatement fees.→